A regulatory-resilient, high limit liquidity solution embedded within your estate plan. Activated when it matters most.
Your Legacy Deserves Strategy
Guard your legacy. Empower your future.
$ 2.3B+
in protected wealth
Globally
High-net-worth families and individuals advised
Trust-wrapped
Years financing legacy and wealth transition
10+ Countries
Multi-National protected assets
At Riches & Guards, we secure the liquidity you need to transfer wealth smoothly across generations and borders.
What We Offer
Immediate Liquidity
Our solution is the vehicle that provides the fastest liquidity to your family when it matters most, ensuring they never need to sell assets under pressure.
Immediate Liquidity
custom scenarios
One vehicle that can be deployed for inheritance tax, estate-settlement costs, business succession.
custom scenarios
regulatory risk elimination
Structured to absorb changes in tax law or cross-border rules, keeping your estate plan rock-solid.
regulatory risk elimination

High-Net-Worth Individuals
seeking clarity, protection, and confidence in the future of their estate.

Family, Offices & Trustees
managing multi-generational wealth with discretion, structure, and cross-border foresight.

Legal Advisors & Law Firms
requiring expert structuring support for international estate and succession planning.

Private Banks & Wealth Managers
enhancing client offerings with bespoke legacy and liquidity solutions.
What we Guard
Estate protection begins with foresight.
Liability & Debt Protection
Preserve your heirs’ financial independence:
- Settle debts, personal guarantees, and business liabilities upon death
- Prevent frozen estates or forced refinancing
Inheritance Tax Protection
Avoid forced sales and liquidity traps:
- Instant access to tax-free liquidity
- Strategically positioned funds across jurisdictions
- No asset freeze, no fire-sale, no delays
- Safeguard from any regulatory change
Equity Buy/Sell Agreement Financing
Assure business continuity by avoiding 2nd generation potential conflicts:
- Provide immediate cash to the surviving partner(s) to buy out the deceased partner's shares.
Post-Death Liquidity Gap for Families
When a high-net-worth individual passes away, families often face a severe liquidity gap:
- Immediate liquidity that is not affected by legal formalities or complexities.
Charitable legacy funding
Timely, tax-efficient philanthropic giving upon death, without reducing the inheritance value:
- Direct payout to selected charitable entities
- Estate value is preserved for heirs
Wealth is built through determination, preserved through wisdom, and truly tested in how it endures beyond you.

Real Estate

Investments

Business Interests





