A regulatory-resilient, high-limit liquidity facility embedded within your estate plan. Activated when it matters most
Your Legacy Deserves Strategy
Protect what lasts. Grow what matters.
$ 2.3B+
in protected wealth
Globally
High-net-worth families and individuals advised
Trust-wrapped
Years securing legacies and wealth transition
10+ Countries
Multi-National protected assets
At Riches & Guards, we protect and transfer wealth smoothly across generations and borders.
What We Offer
Strategic Legacy Fund
Strategic Legacy Fund backed by top-rated global insurers like Manulife & Sun Life
Strategic Legacy Fund
Succession Structures
Tailored structures for inheritance, business succession, and long-term wealth preservation
Succession Structures
FINANCING FRAMEWORK
Cross-border solutions aligned with global regulatory standards and jurisdictions.
FINANCING FRAMEWORK

High-Net-Worth Individuals
seeking clarity, protection, and confidence in the future of their estate.

Family, Offices & Trustees
managing multi-generational wealth with discretion, structure, and cross-border foresight.

Legal Advisors & Law Firms
requiring expert structuring support for international estate and succession planning.

Private Banks & Wealth Managers
enhancing client offerings with bespoke legacy and liquidity solutions.
What we Guard
Estate protection begins with foresight.
Liability & Debt Protection
Preserve your heirs’ financial independence:
- Settle debts, personal guarantees, and business liabilities upon death
- Prevent frozen estates or forced refinancing
Inheritance Tax Protection
Avoid forced sales and liquidity traps:
- Instant access to tax-free liquidity
- Strategically positioned funds across jurisdictions
- No asset freeze, no fire-sale, no delays
Complex Family & Sharia-Compliant Planning
We resolve delicate inheritance challenges:
- Structuring for second families and confidential unions
- Sharia-aligned distributions with equitable solutions
- Trust-based, legally enforced allocation
Daughters’ Equity Safeguards
Ensure dignity and protection:
- Custom inheritance coverage for daughters under restrictive frameworks
- Full legal clarity and compliance with your values
Legacy Dilution Protection
Maintain control and cohesion across generations:
- Prevent fragmented ownership through clear succession structures
- Preserve equity concentration in family businesses and strategic assets
- Eliminate unintended dilution through proactive distribution planning
Your assets are unique and hard-earned. At Riches & Guards, we clearly understand the care required to manage diverse holdings

Real Estate

Investments

Business Interests

Digital & IP





