Strategic Legacy Fund backed by top-rated global insurers...
Estate liquidity planning...
Confidential and compliant solutions...

Who We Are
At Riches & Guards, our mission is to ensure your legacy endures, discreetly and effectively, for generations.
We understand that wealth transfer is never just a financial transaction—it’s a moment of vulnerability, risk, and opportunity. Our role is to remove friction, reduce exposure, and ensure your intentions are executed clearly, across borders and generations.
We work exclusively with high-net-worth individuals, families, and their advisors to structure bespoke solutions that ensure liquidity, continuity, and control. These include:
- •Strategic Legacy Funds.
- •Jurisdictionally compliant financing frameworks.
- •Tailored structures for inheritance, business succession, and long-term wealth preservation.
High-Value Liquidity
Low Capital Integrated
One-Stop Solution
Trust-Wrapped Insurance: Discretionary or irrevocable trusts
Nominee Structures: Minimize public registry exposure
Jurisdictional Compliance: Works in civil/common law contexts
Controlled Distributions: Fully auditable and predefined
Complete confidentiality
Immediate access to funds—no matter where your family is
Tax-efficient wealth transition planning
We collaborate with global financial institutions, legal advisors, and fiduciaries so that you don’t have to. If you foresee the need to navigate cross-border hurdles or experts to advise family governance needs, Riches & Guards is here to give your legacy clarity.
Hundreds of families trust us to protect what matters most, Their Legacy.
$ 2.3B+
Across key market worldwide
Globally
High-net-worth families and individuals advised
Trust-wrapped
Years securing legacies and wealth transition
10+ Countries
Multi-National protected assets
We Work With
What we Guard
But protecting your legacy is about more than just navigating tax technicalities—it’s about safeguarding your family harmony.
Complex Family & Sharia-Compliant Planning
- Structuring for second families and confidential unions
- Sharia-aligned distributions with equitable solutions
- Trust-based, legally enforced allocation
Inheritance Tax Protection
- instant access to tax-free liquidity
- Strategically positioned funds accross jurisdictions
- No asset freeze, no fire-sale, no delays
Daughters’ Equity Safeguards
Ensure dignity and protection:
- Custom inheritance coverage for daughters under restrictive frameworks
- Full legal clarity and compliance with your values
- Trust-based, legally enforced allocation
Legacy Dilution Protection
Ensure dignity and protection:
- Prevent fragmented ownership through clear succession structures.
- Preserve equity concentration in family businesses and strategic assets.
- Eliminate unintended dilution through proactive distribution planning.
Liability and debt protection
Preserve your heir's financial independence:
- Settle debts, personal guarantees, and business liabilities upon death
- Prevent frozen estates or forced refinancing
We Step In When Your Legacy Needs Clarity Most:
- •When inheritance tax liabilities threaten your family’s peace of mind.
- •When estates span multiple countries, bringing complexity.
- •When businesses face delicate succession and share buyout decisions.
- •When liquidity is essential to maintain unity during family transitions.