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High-Net-Worth Individuals

Who We Are

At Riches & Guards, our mission is to ensure your legacy endures, discreetly and effectively, for generations.

We understand that wealth transfer is never just a financial transaction—it’s a moment of vulnerability, risk, and opportunity. Our role is to remove friction, reduce exposure, and ensure your intentions are executed clearly, across borders and generations.

We work exclusively with high-net-worth individuals, families, and their advisors to structure bespoke solutions that ensure liquidity, continuity, and control. These include:

  • Strategic Legacy Funds.
  • Jurisdictionally compliant financing frameworks.
  • Tailored structures for inheritance, business succession, and long-term wealth preservation.
Riches and Guards Watermark
What We Offer
  • Strategic Legacy Fund backed by top-rated global insurers...

  • Estate liquidity planning...

  • Confidential and compliant solutions...

What Sets Us Apart
  • High-Value Liquidity

  • Low Capital Integrated

  • One-Stop Solution

Our Structure
  • Trust-Wrapped Insurance: Discretionary or irrevocable trusts

  • Nominee Structures: Minimize public registry exposure

  • Jurisdictional Compliance: Works in civil/common law contexts

  • Controlled Distributions: Fully auditable and predefined

What We Ensure
  • Complete confidentiality

  • Immediate access to funds—no matter where your family is

  • Tax-efficient wealth transition planning

We collaborate with global financial institutions, legal advisors, and fiduciaries so that you don’t have to. If you foresee the need to navigate cross-border hurdles or experts to advise family governance needs, Riches & Guards is here to give your legacy clarity.

Hundreds of families trust us to protect what matters most, Their Legacy.

$ 2.3B+

Across key market worldwide

Globally

High-net-worth families and individuals advised

Trust-wrapped

Years securing legacies and wealth transition

10+ Countries

Multi-National protected assets

We Work With

What we Guard

But protecting your legacy is about more than just navigating tax technicalities—it’s about safeguarding your family harmony.

Complex Family & Sharia-Compliant Planning

  • Structuring for second families and confidential unions
  • Sharia-aligned distributions with equitable solutions
  • Trust-based, legally enforced allocation

Inheritance Tax Protection

  • instant access to tax-free liquidity
  • Strategically positioned funds accross jurisdictions
  • No asset freeze, no fire-sale, no delays

Daughters’ Equity Safeguards

Ensure dignity and protection:

  • Custom inheritance coverage for daughters under restrictive frameworks
  • Full legal clarity and compliance with your values
  • Trust-based, legally enforced allocation

Legacy Dilution Protection

Ensure dignity and protection:

  • Prevent fragmented ownership through clear succession structures.
  • Preserve equity concentration in family businesses and strategic assets.
  • Eliminate unintended dilution through proactive distribution planning.

Liability and debt protection

Preserve your heir's financial independence:

  • Settle debts, personal guarantees, and business liabilities upon death
  • Prevent frozen estates or forced refinancing
Riches and Guards Watermark

We Step In When Your Legacy Needs Clarity Most:

  • When inheritance tax liabilities threaten your family’s peace of mind.
  • When estates span multiple countries, bringing complexity.
  • When businesses face delicate succession and share buyout decisions.
  • When liquidity is essential to maintain unity during family transitions.

We protect what carries you on.