A fully bespoke, life-insurance–backed Legacy Strategic Fund that Activates seamlessly upon death to deliver liquidity, exactly when and where your heirs need it—across every legacy scenario, with zero regulatory or administrative headaches and total confidentiality.
Our Solution
Legacy Strategic Fund
At Riches & Guards, we secure the liquidity you need to transfer wealth smoothly across generations and borders.
how it works
Here are just a few examples of how our legacy planning services have helped families and advisors around the world.
immediate liquidity
regulatory risk elimination
streamlined administration
custom scenarios
immediate liquidity
regulatory risk elimination
streamlined administration
custom scenarios
Minimal Equity Requirement
High-value liquidity creation with a very low upfront capital outlay.
Exclusive Market Position
Our solution stands alone in combining multiple tools to offer a unique proposition.
Peace of Mind
Lifetime mitigation against unforeseen events, tax-law changes, and estate-planning complexities.
Absolute Confidentiality
Held entirely within a private trust structure; zero public records or asset disclosures.
Minimal Equity Requirement
Exclusive Market Position
Peace of Mind
Absolute Confidentiality
Here are just a few examples of how our legacy planning services have helped families and advisors around the world.
Inheritance Tax Liquidity in High-Tax Jurisdictions
France (45%) and UK (40%) exposure solved through Strategic Fund liquidity—no asset sale required.
Shielding Heirs from Liabilities
Business loans, personal guarantees, and creditor claims settled instantly via trust- based payout.
Buy/Sell Agreements for Business Partners
Seamless share buyout for surviving partners, preserving business continuity and family equity.
Discreet Second Family Provisioning
Off-balance sheet wealth distribution to second spouses or children, confidential and conflict-free.
Philanthropic Legacy Execution
Tax-efficient charitable gifting at death without impacting estate inheritance.
Closing the Post-Death Liquidity Gap
Coverage during the 1–3 year estate freeze, preserving value, control, and decision timing.
Inheritance Tax Liquidity in High-Tax Jurisdictions
Shielding Heirs from Liabilities
Buy/Sell Agreements for Business Partners
Discreet Second Family Provisioning
Philanthropic Legacy Execution
Closing the Post-Death Liquidity Gap
Your journey
01. Discovery & Assessment
We begin with a confidential session to understand your family structure, financial intent, jurisdictional exposures, and liquidity needs.
01. Discovery & Assessment
We begin with a confidential session to understand your family structure, financial intent, jurisdictional exposures, and liquidity needs.